Local VA loan lender in South Carolina
A VA Loan is Designed to offer long-term financing to Veterans and Active Duty members in all branches of the Military. VA Loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. It is generally easier to qualify for a VA loan than Conventional loans, and VA loans require no down payment.
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Trusted. Experienced. Secure.VA loan SC: Benefits
- Up to 100% financing – no down payment required in most cases
- Flexible credit scores are allowed
- No Prepayment penalty
- No Mortgage Insurance
- Mortgage is assumable
Do you qualify for a VA Loan?
We will be happy to help you determine your eligibility but typically, many current and former service members qualify, including:
- Active and retired Military personnel
- Veterans
- Reservists
- Members of the National Guard
- Qualified surviving spouses
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VA loan lender SC
We regularly compete with national companies for VA Loans with our clients. Many other companies that have national relationships with the military have a reputation of taking care of active duty military and veterans. However, we have found that many of those national companies have higher fees, higher rates, don’t have a local presence, and provide a lower level of service.
*3rd Party closing fees still apply. Discount points are not considered lender fees and Veteran may be responsible for paying discount points/fees.
VA loan interest rate
We offer a more consultative approach and look at the bigger picture to make sure all decisions are made with the clients long term goals and vision in mind. Also, when working with the Cain Mortgage Team, you become a long term client and we have a relationship that extends beyond the transaction.
Lender closest to Fort Jackson
We are located close to Fort Jackson, Shaw Air Force Base and VA Loans are one of our specialties! We can offer favorable rates, and provide UNBEATABLE service. The process is significantly smoother for the client when working with a local company that provides one person to work with and is available after normal business hours. For more information on a VA Loan, please complete the Quick Quote form to the right or call us at 803 261 9267 or click here. We provide free consultations for VA Loans and would be happy to talk with you at your convenience! Don’t settle for anything but the best! Check out our 100+ 5 Star reviews on various sites and what our previous clients have said about their experience with us!
Luminate Bank is not affiliated with or acting on behalf of or at the direction of FHA, USDA/RD, VA or the Federal government.
*3rd Party closing fees still apply. Discount points are not considered lender fees and Veteran may be responsible for paying discount points/fees.
Please contact the Cain Mortgage Team today at (803) 261-9267 with any questions you may have.
