VA Loans

A VA Loan is Designed to offer long-term financing to Veterans in all branches of the Military. VA Loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. It is generally easier to qualify for a VA loan than Conventional loans and requires no down payment.  Additionally, some other benefits of VA Loans are:

  • Up to 100% financing – no down payment required in most cases
  • The lowest rates
  • Lower credit scores are allowed
  • No Prepayment penalty
  • No Mortgage Insurance
  • Mortgage is assumable

Do you qualify for a VA Loan?  We will be happy to help you determine your eligibility but typically, many current and former service members qualify, including:

  • Active and retired Military personnel
  • Veterans
  • Reservists
  • Members of the National Guard
  • Qualified surviving spouses

We are located close to Fort Jackson and Shaw Air Force Base and VA Loans are one of our specialties!  On VA Loans, we charge NO FEES, can typically beat anyone’s rates, and provide UNBEATABLE service.   Although there are many companies that offer VA Loans and some that have long term relationships with the Military, it is always a great idea to shop for your VA Loan because they typically don’t offer the best terms.  The Cain Mortgage Team regularly competes with other companies and we have seen that those companies known for VA Loans regularly have higher rates and fees.   Additionally, the process is significantly smoother for the client when working with a local company that provides one person to work with and is available after normal business hours.  For more information on a VA Loan, please complete the Quick Quote form to the right or call us at 803 261 9267 or click here.  We provide free consultations for VA Loans and would be happy to talk with you at your convenience!  Don’t settle for anything but the best!  Check out our 100+ 5 Star reviews on various sites and what our previous clients have said about their experience with us!