How Does Credit Score Affect My Mortgage Rate?

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Your credit score is one of the most important factors in determining your ability to buy a house and this includes your rate, down payment as well as the programs you are eligible for.  The rate has a significant impact on your payment and the price of the house in which you can qualify.  The […]

How Much House Can I Afford?

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Determining how much house you can afford is one of the most important questions to ask yourself BEFORE starting your home search.  This is a common question that many first time home buyers have and often ask their Realtor and friends who are homeowners.   Although income and savings are great parameters to determine home affordability, […]

How to Get a VA Loan with Bad Credit

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A common misconception is that you need to have a perfect credit score and a large savings account in order to purchase a home.  This could not be further from the truth.  For most Lenders, they look for a minimum credit score of 620 although this can change depending on your individual situation.  VA Loans […]

The Advantage of Using a Mortgage Broker

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What is a Mortgage Broker? A Mortgage Broker is an individual or a company that acts as a liaison between the client and a Wholesale Lender. Typically, the Wholesale Lender lends money to Mortgage Brokers or Correspondent Lenders. The Mortgage Broker utilizes the Wholesale Lenders money, programs and platform to fund the mortgage for the […]

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